Budget Template Excel 2019 – A smart budgeting month will become a year-round habit that will give you more financial peace and freedom.
If you want to start creating savings habits or just want a new platform to track your finances or track cash flow for your business, just read and try these 7 best suggestions for very budget templates.
Budget Template Excel 2019
Taking responsibility for your finances as an adult is probably one of the most liberating feelings there is.
Excel Wedding Budget Planner Spreadsheet
Budgeting with this free personal monthly budget template from Microsoft allows you to simply enter the amount of your income and expenses, and it will automatically calculate the difference and your monthly balance and deficit.
You’ve probably heard the phrase “budget your money” a million times. Maybe that’s a bit of an exaggeration, but budgeting is a high priority when you have a family.
This Family Budget Planner from Vertex42, which can create a clear financial situation for your household, will be an important player in peace and order at home.
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Many people passively invest in their 401K. Mindlessly putting money into your 401K is not a healthy habit if you want a prosperous retirement.
Get started by simply entering some amounts and information about your investment, and let this template provide you with an analysis of your future contributions and interest earned until retirement.
Project managers must succeed in carrying out a project. A big part of that is his balance and expense tracking.
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A miscalculation in the projection of a budget can disrupt the entire team. In business, money is king. Ensuring that a project is well financed and that the funds are well managed is synonymous with success.
With this idea, a spreadsheet to track the budget of your project is in demand. This project budget template is designed for a wide variety of projects. It can handle small to medium projects, but if you are working on larger developments, I suggest you get a paid one.
Whether you are a passive investor or an active trader, keeping track of your investments is an important part of success.
Free Excel Budget Template
Make sure all your dividends are accounted for, all transactions are readily available for review by your financial advisor, or you’ll want to do a quick check of your equity.
Make smarter investments when you track current costs versus AEP (Average Entry Price). This Stock Investment Performance Tracker from Microsoft will show you gains and losses so that you can better measure the position of your next investments.
And a large portion of these businesses focus too much on sales and not on their cash flows.
This Free Budget Spreadsheet Helped Me Save Hundreds Of Dollars
Vendors will stop doing business with you, landlords will evict you, and utility companies will cut their services along with you, potentially ending your beloved business that you built from the ground up.
Keep track of how much money comes in to cover expenses. A good cash flow spreadsheet will help you identify all expenses and operating cash needed for a month’s operations, as well as receivables.
Keeping track of all your assets and liabilities will help you assess your company’s financial strength.
Take Your Bookkeeping To The Next Level With This Free Small Business Budget Template
Gaining insight into this information can help you make more innovative investments and cost-cutting strategies to save money and increase your equity.
For example, check out their fantastic guide to writing a business plan for a hotel and running an apartment complex. If you want to run such businesses, that’s a treat!
Money is important. Whether you want to be a savvy saver or a good investor or business owner, bookkeeping should be your top priority.
The 7 Best Excel Budget Templates (household & Business)
Excel offers a wide range of tools to achieve what you want to achieve, but you don’t have to start from scratch. Download a template and start working on your goals by having clear data about your financial situation. 😊This post may contain affiliate links. Our full disclosure policy is very boring, but you can find it here.
There are many ways to create and track your budget, but my favorite is an Excel budget template. I prefer to do my budgeting, and most everything else, digitally. Not only does it save paper, but I don’t have to carry it with me and keep track of it. In this post, I’ll share with you how I budget, as well as a free excel budget template so you can create your own.
A few months ago, I shared my first post on budgeting, which included a monthly budget spreadsheet. I just started in the world of budgeting and became more responsible for how I manage my money, and then
How To Create A Family Budget With Excel
: my main source of income has changed the salary plan. For the first time in almost 13 years I had to switch and start seeing income coming in every 2 weeks for a whole year.
, but I don’t like change. It took me a long time to wrap my head around this, especially since I had it
Set up my new budgeting system and vowed to be more responsible with my money. But change is actually a good thing, and so I absorb it and learn to adapt.
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Below I’ll share the budget templates I have for you, and then some tips and notes for using them.
The first budget template I made was a monthly budget. If budgeting your income on a monthly basis works best for you, go for it.
The second budget template I created is very similar, but it’s set up to be a “per paycheck” budget. If budgeting your income each paycheck or pay period works better for you, then go for it.
Top Excel Budget Templates
If you are a paper and pen person, this digital excel budget template may not be perfect for you. If so, I’ve heard very good things about the Clever Fox Budget Planner.
You’ll notice that the budget templates are set up in Google Sheets, not an actual Excel file. I prefer to work in Google Sheets for spreadsheets that I update frequently. Not only does it save file space on my Macbook, but it’s an instant save for me and can be accessed from anywhere as long as I’m signed into my Google account.
To use the Google Sheets Budget Template, open the link and follow the instructions above to create your own editable copy.
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If you want to use an actual Excel file stored on your computer, you can easily do so by following these steps:
A few notes and tips for using this excel budget template: Enter all your projected numbers in advance.
Budget for everything, including groceries, gas, places to eat, other entertainment and more. Set a limit that you can use for that month or payment period, depending on your budgeting, and enter that as your estimated amount. For my projected numbers, I even thought about the birthdays I had to buy gifts for.
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Use the running numbers column to easily add up totals for things like groceries and gas. Every time you buy something, write it on the sheet on the same day. For example, when I get groceries (usually from Shipt), I immediately add the total in the “Actual” grocery column and that gives me the difference so I know what I have left in my budget for any given time.
When I know the kids gym classes start a new session in August, I note the date I have to pay them and then figure out the best time to pay this off from my budget. The sooner I can work it into my plans the better. I find the best week/tab in my budget and add it as a project cost so I know it’s out of budget for that specific period.
From your projected income and expenses, plan to have a zero balance. So for example, if you have $50 left over after you account for groceries, gas, eating out, medical bills, whatever, put that $50 toward savings.
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If at the end of the month you get an additional income, and your planned difference ends up so that you have $25 left even after you put the 50, for example, in savings, assign this $25 to a “work” ahead of you. Continue. Maybe that $25 goes into savings too. It can be paid as an additional payment on the credit card debt. Whatever it is, make a plan ahead of time for which extra positive balance will go.
I think you’ll find, as I did, that working on a budget can be fun. This makes you feel more in control of your life, even if your budget is small and tight. The best way to get out of that situation is to take control, face the truth for what it is, and work towards change. Using an Excel budget template can help you get there, and I’m right there with you!
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